Airbnb Profit Calculator: Real Net Profit, Not Gross Revenue
Enter nightly rate, occupancy, and costs. Get net profit, margin, and break-even occupancy. Includes the 15.5% platform fee most calculators leave out.
Townhouse in Nashville
3 bed, 2 bath
$4.2k/mo
Net Profit
38%
Margin
42%
Break-even
Studio in Miami Beach
1 bed, 1 bath
$2.8k/mo
Net Profit
45%
Margin
35%
Break-even
House in Joshua Tree
2 bed, 2 bath
$3.6k/mo
Net Profit
52%
Margin
28%
Break-even
Your property
Your numbers
Net profit per month
$828
Per year
$9,935
Profit margin
13.6%
Breakeven occ.
49.9%
Profit snapshot
Annual Revenue
$72,000
Platform Fee (15.5%)
-$11,160
Operating Costs
-$24,840
Mortgage
-$18,000
Net Profit
$18,000
25% margin
What is an Airbnb profit calculator?
Gross revenue is vanity. Net profit is what pays the mortgage. Most free calculators show you projected revenue and stop there, leaving a gap that routinely exceeds 60% of the headline number on a financed property.
This calculator deducts the 15.5% platform fee, cleaning costs per stay, management fees, property tax, insurance, utilities, supplies, and mortgage. The number at the bottom is what you keep. The margin next to it tells you how thin or thick your cushion really is.
Try the calculatorHow does the profit calculator work?
Three inputs, every cost line, one net-profit number. No account required.
Enter your nightly rate and occupancy
Set your average nightly rate, expected occupancy percentage, average stay length, and cleaning fee charged to guests.
Add every cost line
The calculator defaults the Airbnb service fee to 15.5%. Fill in cleaning cost per turnover, management fee, property tax, insurance, utilities, supplies, and mortgage.
Get net profit, margin, and break-even
See monthly net profit, profit margin as a percentage of gross revenue, and the occupancy rate at which the property breaks even.
Why use a profit calculator?
Revenue tells you what came in. Profit tells you what stayed. The gap between the two is where every bad decision hides.
Monthly net profit
$1,500
After all costs and mortgage
Margin
25%
Break-even
62%
NOI/mo
$2,700
This is a projection. Want the number from your bank account?
What most profit calculators get wrong
The number is only as good as the inputs. These are the three gaps that make the biggest difference between projected profit and actual profit.
The 15.5% fee most hosts forget
Airbnb has been migrating all hosts to a single 15.5% host service fee. If your calculator still uses 3%, your profit is overstated by 12.5 points of gross revenue. On a $72k property, that is $9,000 per year.
Gross revenue is not income
On a financed property, the gap between gross revenue and net profit is routinely 60% or more. Platform fees, cleaning, management, insurance, tax, and debt service sit in between. The top-line number is not what you deposit.
Break-even occupancy is the real number
Revenue per night means nothing if you need 85% occupancy to cover costs. Break-even tells you how much demand can fall before the property loses money. It is the number that separates a resilient listing from a fragile one.
Beyond estimates
The calculator tells you what it could earn. MagicBNB tells you what it actually did.
Connect your PMS and bank account. Every deposit gets matched against every payout. You get per-property financials from money that moved, not money that was estimated.
Bank-Reconciled P&L
Revenue rebuilt from deposits that cleared your bank, matched against payout records from your PMS. Per property, per month.
Smart Transaction Ledger
Every bank transaction auto-categorized and matched to the right property. No manual tagging, no spreadsheet reconciliation.
Channel Breakdown
See which platform (Airbnb, Vrbo, direct) actually pays more after fees. Stop guessing which channel to push.
Deal Analyzer
Run the numbers on a new property before you commit. Uses your actual portfolio data as the baseline, not market averages.
Milo AI Manager
Ask a question in plain English and get the answer from your own financial data. "Which property had the highest margin last quarter?"
Owner Statements
Branded PDF statements generated in one click. Send them to property owners or keep them for your own records.
More free STR calculators
This calculator runs your profit math. These cover different parts of STR financial analysis.
Frequently asked questions
How do you calculate Airbnb profit?
Airbnb profit is gross booking revenue minus the platform service fee, minus every operating expense, minus your mortgage or rent. Gross revenue minus a rough expense percentage is not profit, and it is what most free calculators stop at. On a typical property the gap between the two numbers is 60% or more.
What is the Airbnb host service fee in 2026?
Most hosts now pay a single 15.5% service fee. Airbnb has been migrating hosts off the old structure, where the host paid 3% and the guest paid a separate fee, onto one combined 15.5% host fee. This calculator defaults to 15.5%, and you can change it if your listing has not migrated yet.
What is a good profit margin for an Airbnb?
Net margin after debt service commonly lands between 10% and 25% of gross booking revenue on a financed property, and higher on one owned outright or run as a lease. A margin under 10% means a single bad month or one insurance renewal can put the door underwater.
What is breakeven occupancy?
Breakeven occupancy is the occupancy percentage at which the property covers every cost and returns exactly zero profit. It is the single most useful number in this calculator, because it tells you how much demand can fall before the door starts losing money.
Should cleaning fees count as Airbnb revenue?
Yes, on both sides. The cleaning fee you charge the guest is real income and the amount you pay the cleaner is a real expense. Counting the fee you collect while ignoring what you pay out is the second most common error in Airbnb profit math, after using gross revenue as profit.
A spreadsheet profit is not a bank statement profit.
MagicBNB matches every payout to the deposit that cleared your bank. 14 days free.
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